Crypto tax in the UK: how HMRC taxes your crypto in 2026/27
Capital Gains Tax at 18% or 24%, the £3,000 allowance, pooling and the 30-day rule, Income Tax on staking, and how to report it, from HMRC guidance.
Updated
Crypto Cited: crypto and money guides for the US, the UK and Canada
Latest guides
Checked against the official sources, with the date of every check.
Are staking rewards taxable? Staking taxes in the US, UK and Canada
When staking rewards count as income, how they're valued, what happens when you sell them later, and the records to keep, from IRS, HMRC and CRA guidance.
Bitcoin ATMs: how they work, what they cost, and why scammers love them
How crypto ATMs (kiosks) work, the official loss figures from the FBI and FTC, the scam scripts that send victims to them, and the rules in the US, UK and Canada.
Bitcoin ETFs explained: how they work, and how they differ from owning bitcoin
What spot bitcoin and ether ETFs and ETNs are, when they arrived in the US, Canada and the UK, and the trade-offs in fees, custody, protection and trading hours.
Centralized vs decentralized exchanges (CEX vs DEX): how they really differ
Who holds your crypto, how trades are matched, what you pay in fees, how each can fail, and how regulators and tax authorities treat them.
Crypto exchange fees explained: maker, taker, spreads, network and withdrawal fees
Every fee you can pay when you buy, sell and move crypto, how to spot the hidden ones, and a worked example of the real cost of a round trip.
Crypto leverage and derivatives: what's allowed in the US, UK and Canada
How leverage, margin, liquidation and perpetual futures work, the maths of a 10x position, and the rules: the UK retail ban, Canada's leverage limits, and the CFTC.
Crypto order types explained: market, limit, stop, stop-limit and trailing stop
What each order type does, what it guarantees and what it doesn't, with worked examples, and why crypto's 24/7 markets make stop orders trickier.
Crypto scams: the most common types and where to report them in the US, UK and Canada
How crypto investment, crypto ATM and recovery scams work, the latest official loss figures, the warning signs, and exactly where to report in the US, UK and Canada.
Crypto tax in Canada: how the CRA treats your crypto
Capital gain or business income, the 50% inclusion rate, average cost (ACB), the superficial loss rule, staking and mining income, and the records the CRA wants.
Crypto tax-loss harvesting: how it works in the US, UK and Canada
How selling crypto at a loss can reduce your tax bill, and the rules that limit it: the US wash-sale question, the UK 30-day rule and Canada's superficial loss rule.
Dollar-cost averaging in crypto: how it works, with worked examples
What dollar-cost averaging is, why your average cost ends up below the average price, how it compares with investing a lump sum, and the costs and risks to watch.
Giving crypto as a gift or to charity: the tax rules in the US, UK and Canada
Whether giving crypto triggers tax, what the person receiving it inherits, the US $19,000 gift exclusion for 2026, and how donations to charity are treated.
